This is some very interesting art. Enjoy.

A man is getting into the shower just as his wife is finishing up her shower, when the doorbell rings. The wife quickly wraps herself in a towel and runs downstairs. When she opens the door, there stands Bob, the next-door neighbor. Before she says a word, Bob says, “I’ll give you $800 to drop that towel.” After thinking for a moment, the woman drops her towel and stands naked in front of Bob. After a few seconds, Bob hands her $800 and leaves. The woman wraps back up in the towel and goes back upstairs. When she gets to the bathroom, her husband asks, “Who was that?” “It was Bob the next door neighbor,” she replies. “Great!” the husband says, “did he say anything about the $800 he owes me?”

Moral of the story: If you share critical information pertaining to credit and risk with your shareholders in time, you may be in a position to prevent avoidable exposure.

I haven’t tried these, but they came from a reliable source who said he did. There are a few things that can be done in times of grave emergencies. Your mobile phone can actually be a life saver or an emergency tool for survival. Check out the things you can do with it.

FIRST Emergency
The Emergency Number worldwide for Mobile is 112. If you find yourself out of t he coverage area of your mobile; network and there is an emergency, dial 112 and the mobile will search any existing network to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked. Try it out.

SECOND Have you locked your keys in the car?
Does your car have remote keyless entry? This may come in handy someday. If you lock your keys in the car and the spare keys are at home, call someone at home on their cell phone from your cell phone. Hold your cell phone about a foot from your car door and have the person at your home press the unlock button, holding it near the mobile phone on their end. Your car will unlock. Saves someone from having to drive your keys to you. Distance is no object. You could be hundreds of miles away, and if you can reach someone who has the other “remote” for your car, you can unlock the doors (or the trunk).

THIRD Hidden Battery Power
Imagine your cell battery is very low. To activate, press the keys *3370# Your cell will restart with this reserve and the instrument will show a 50% increase in battery. This reserve will get charged when you charge your cell next time.

FOURTH How to disable a STOLEN mobile phone?
To check your Mobile phone’s serial number, key in the following digits on your phone: * # 0 6 #. A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. When your phone get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless. You probably won’t get your phone back, but at least you know that whoever stole i t can’t use/sell it either. If everybody does this, there would be no point in people stealing mobile phones.

FIFTH Free Directory Service for Cells
Cell phone companies are charging us $1.00 to $1.75 or more for 411 information calls when they don’t have to. Most of us do not carry a telephone directory in our vehicle, which makes this situation even more of a problem. When you need to use the 411 information option, simply dial: (800) FREE 411, or (800) 373-3411 without incurring any charge at all. Program this into your cell phone now.

As a friend I believe there are a few rules my friends need to be aware of. Friends don't let thier friends down, therefore friends don't…

• …let friends drink alone.
• …let friends drink from plastic bottles.
• …let friends shoot tequila after drinking a forty.
• …let friends take "Policy Breakers" home.
• …let friends drink Absinthe on an empty stomach.

Bobby Knight said discipline is doing what has to be done, when it has to be done, as well as it can be done, and doing it that way all the time. Seeing as he just tied North Carolina's Dean Smith as the all-time wins leader for college basketball I have to assume he knows something.

Doing what has to be done is a simple concept, but not so easy accomplish in real life. Eating right, studying instead of partying, working out consistently, and spending money wisely are all thing that should be done but don't always get done. Discipline is doing them. Next is doing it when is has to be done. In some cases that is now instead of next week, or 5am instead of never, or never instead of now. Discipline is "simply" a matter of doing it when it should be done. Doing it as well as it can be done. Again, not easy to do, at least all the time. This means no cutting corners. Discipline is doing it right the first time. Finally, doing it that way all the time. Do it, do it now, and do it right every time. No exceptions. Discipline is giving your all every time.

Do's and Dont's for Public Speaking.

Body Language:

• Handshakes
• Stance
• Eye Contact
• Open Arms
• Hand Gestures
• Display Confidence

Common Errors:

• Reading from Notes
• Avoiding Eye Contact
• Dressing Down
• Being Fidgety, Jiggling, or Swaying
• Failing to Rehearse
• Standing at Attention
• Reciting Bullet Points
• Speaking too Long
• Failing to Excite
• Ending with an Inspirational Defecit

Meditation Steps that can be used by anyone, anywhere.  I don't have the source information.

1. Relax
Unwind the muscles and become physically quiet.

2. Center
Focus on the breathing cycle and develop the capacity to witness the mind without getting lost in it.

3. Enhance
Visualize goals, focus on patience and forgiveness, or perform any other personally significant practice.

4. Release
Return to the waking consciousness and reinforce the meditative experience.

This article contains business advice for starting a business.  I came across it a while ago, but don't have the source information anymore.

Here's what most entrepreneurs actually do in their first few months in business:

1. Choose a business name. It's difficult to start marketing your products or services without a name.
2. Get business cards. You can't start selling or networking without them.
3. Search the Internet for information and advice. Be cautious, however, unless you know and trust the source of that advice. Just because it's on the Internet doesn't make it true.
4. Envision how much money you'll make. Every new entrepreneur does a back-of-the-napkin projection of how much money they can make. This is almost always wrong.
5. Set up a place to work. This may only be a corner of the living room or a table at a local coffee house, but you'll want to find some relatively consistent place to do business.
6. Set up some basic financial accounts. Even if just using paper and pen, most people start keeping track of expenses and set up some kind of basic financial record keeping.
7. Look for customers. You're not in business until you start making sales. Many would-be entrepreneurs drag their feet before starting to look for customers because it's scary. But you're not in business until you go out there and start trying to make sales.

But what about the things entrepreneurs should do that they often put off? Here are 10 must-dos:

1. Talk to an attorney and/or accountant. Create a simple standard contract or agreement you can use. It's also a good idea to understand some of the tax implications of setting up your own business.
2. Objectively check out the competition. Most entrepreneurs fail to see what competitors are good at. Learn from them.
3. Get a domain name and/or e-mail address. You'll look much more professional if you have a company domain name for your e-mail rather than a personal one.
4. Get all necessary business licenses, permits and certifications. Make sure you're following the law right from the start.
5. Contact an industry trade association. They're a great source of information and help for your specific type of business.
6. Get a business bank account and set aside one credit card just for business use. Separate your business and personal expenses from the day you start business.
7. Develop at least a simple budget. Be extremely conservative about income. Things take longer and cost more than you expect.
8. Get bookkeeping software. This can be something as simple as Quicken or you can get Quickbooks or Microsoft's Small Business Accounting. It's a lot easier to keep track of your accounts if you use bookkeeping software from the start.
9. Develop a business plan. Even a simple business plan dramatically improves your chances of success. A business plan helps you target your customers, improve your products and use your money wisely.
10. Develop a marketing plan and go to it! You've got to let customers know about you. Advertise, network, do direct mail. Most importantly, get out there and call on customers. You can't make money if you don't make sales.